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Private money lenders in Dallas who fund the rehab too
Dallas Private Money is a private lender for investors buying houses to renovate and sell across Dallas–Fort Worth.
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Estimate only. Loan amount is the lower of 100% of purchase plus rehab or 70% of the sale price when finished (after-repair value). Minimum loan $150,000. Business-purpose loans on investment property.
What a private money lender does
A private money lender makes real estate loans with private capital instead of bank deposits. That lets us decide on the deal itself, the house, the price, the rehab and the resale value, instead of tax returns and debt-to-income ratios, and close in days instead of weeks.
The terms private money lender and hard money lender are often used to mean the same thing. See hard money vs private money for the differences people do mean.
What we look at
- The deal. Purchase price, rehab budget and after-repair value.
- The plan. Your scope of work and who is doing it.
- Your experience. First-time investors can qualify. Experience helps with terms.
- Credit. We look at it, but the deal matters more.
The full list is in hard money loan requirements.
Why investors use private money in Dallas
Banks rarely lend on houses that need foundation work, a new roof or a full gut, and they rarely close fast enough to win a distressed deal. Private money fills that gap, and on a well-bought flip the cost of the loan is small next to the profit it makes possible.
Hard money loans across Dallas–Fort Worth
We lend on investment houses throughout the DFW metroplex, in Dallas, Tarrant, Collin, Denton and surrounding counties.
Questions investors ask
Straight answers about private money lenders in Dallas.
Are you a direct private lender?
Yes. We lend on Dallas–Fort Worth fix and flip deals and make the loan decision ourselves.
Do you lend to first-time flippers?
Yes. First-time investors can qualify when the deal has enough margin.
How much of a Dallas flip will you fund?
100% of the purchase price and 100% of the rehab budget, as long as the total loan is no more than 70% of the after-repair value.
What is the smallest loan you make?
Loans start at $150,000.
How fast can you close?
We can close in about 5 days once we have the contract, the rehab budget and title is open.
More from Dallas Private Money
Loans, calculators and guides for Dallas fix and flip investors.