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Hard money lenders in Irving
Fix and flip loans for Irving investors. We fund 100% of the purchase and 100% of the rehab, up to 70% of after-repair value, and close in about 5 days.
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Estimate only. Loan amount is the lower of 100% of purchase plus rehab or 70% of the sale price when finished (after-repair value). Minimum loan $150,000. Business-purpose loans on investment property.
Fix and flip loans in Irving
We lend on investment houses throughout Irving and the rest of Dallas County. The loan covers the purchase and the full rehab budget in one loan, with the rehab money released in draws as the work gets done.
We see a lot of deals in south and central Irving, the older blocks near downtown Irving and the neighborhoods around Loop 12.
A Irving deal, sized
| Deal | Amount |
|---|---|
| Purchase price | $175,000 |
| Rehab budget | $55,000 |
| Total cost | $230,000 |
| After-repair value | $325,000 |
| 70% of after-repair value | $227,500 |
| You bring | $2,500 |
| Loan amount | $227,500 |
Run your own Irving deal in the hard money loan calculator.
What to know before you flip in Irving
Irving values swing a lot between neighborhoods. Pull comps from your own pocket of the city, not from Las Colinas, unless your house is actually there.
- Taxes. Check the Dallas Central Appraisal District record for the house so you know the property tax bill you will carry during the rehab.
- Foundation and roof. North Texas clay soil and spring hail mean foundation and roof checks belong in every inspection.
- Comps. Stay on the same side of SH 183, SH 114, Loop 12 and I-635 when you pull sales, since major roads often split values.
Hard money loans across Dallas–Fort Worth
We lend on investment houses throughout the DFW metroplex, in Dallas, Tarrant, Collin, Denton and surrounding counties.
Questions investors ask
Straight answers about hard money loans in Irving.
Do you lend in Irving?
Yes. We fund fix and flip loans on investment houses throughout Irving and Dallas County.
How much of a Dallas flip will you fund?
100% of the purchase price and 100% of the rehab budget, as long as the total loan is no more than 70% of the after-repair value.
What if my purchase and rehab cost more than 70% of the after-repair value?
The loan stops at 70% of the after-repair value. You bring the difference between that amount and your total purchase and rehab cost.
What is the smallest loan you make?
Loans start at $150,000.
How fast can you close?
We can close in about 5 days once we have the contract, the rehab budget and title is open.
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